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Predictive Modeling – The ‘Black Box’ That's Changing Life Underwriting



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Daily Featured Articles - 6/14/2012

In the life insurance world, the models can be faster, better and cheaper than traditional underwriting methods, but they "do not provide the type of transparency important to producers and clients when determining the risk class."...
John W. Homer, president of Oxford Financial Group, suggests that older clients with liquid assets and a desire to reduce estate taxes may want to consider buying a guaranteed income annuity partnered up with a life insurance policy...
When selecting a retirement investment product, the most important feature to male Boomers was rate of return followed by past investment performance. Of survey respondents, 22.2 percent of male Boomers favored rate of return...
Feds eye 401ks as new bailout fund
Many advisors are dedicating time to learning more about retirement income planning and strategies. However, advisors also indicated that there is no consensus on the right resource to consult...
Although women are starting businesses at twice the rate of men and are more educated than males, women are more likely to feel their financial planning needs improvement...
An insurance advisor tells how he learned not to be scared of asking for the big checks...
Approximately 15.8 million consumers were covered under plans for which an estimated $1.3 billion in rebates will be issued this summer...
"I think it's universally accepted that reserves are redundant or excessive," said panelist Gregg Clifton, CFO, Aurigen Group...
Even as President Obama' s healthcare law expands health coverage, it will have little effect on the nation's total healthcare bill according to a new government report...
The tax-exempt market continued to remain busy in both the primary and secondary markets as traders dealt with the year-to-date' s largest week of new issuance...
"Cutting excessive insurance subsidies to large farms is a common-sense way to save taxpayers billions of dollars and help reduce the country's deficit," Shaheen said....
Blue Shield has used enormous rate hikes, and the threat of rate increases, to force patients into lower-benefit and higher-deductible health coverage in violation of state law...
Mike Dobzinski, the Plantation spokesman for the Internal Revenue Service, gives three ways to protect yourself if a hurricane blows away, or destroys, years of records...
3.10% MYGA
New York regulators have ordered insurers to offer new premiums to homeowners forced by their banks to buy back-up policies, following hearings last month indicating the rates are high while insurer loss ratios are low...

Insurance Newswires - 6/14/2012

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